Cigna is a well known health insurance company based in the United States. The company offers medical insurance, disability, life insurance and much more to its customers. Cigna pulls in around $30 billion in annual revenue and is headquartered in Bloomfield, Connecticut.
Cigna Health Care Products
The following are the various health care products offered by Cigna Health Insurance:
- Dental plans: Cigna offers both individual and family dental plans. And in case your medical insurance does not cover your dental needs, you can purchase the company’s dental plans separately for that extra protection. The myCigna Dental Preventive plan has an annual deductible of $ 0, an annual maximum benefit of $ 0 and starts from $17 per month for a single person. The myCigna Dental 1000 offers an annual deductible of $50 for individuals and $150 for families. The annual maximum benefit is $1000 per person. The plan starts from $25 per person per month. The myCigna Dental 1500 also offers an annual deductible similar to the Dental 1000 plan. However, the annual maximum benefit offered is at a higher $1500 per person. Plus, policyholders also enjoy lifetime individual orthodontia deductible of $50. This plan will cost your $30/month per person.
- Health Insurance Plans: The health insurance plans offered by Cigna can change depending on the state you live in. Almost all health plans offer annual deductible for both family and individuals starting from $1500. The plans also offer an out of pocket at a maximum of $6350 for individuals and $12700 for family. Some plans also cover expenses for office visits. The Health plans usually starts from $200/person per month.
- Medicare: The medicare plans offered by the company can offers additional benefits that the standard medicare cannot offer. They can also provide your prescription drug coverage and thus help you in lowering your drug costs. The Medicare Advantage plan is ideal for customers looking for a product with low monthly premiums. This plan also offers all medicare benefits in one plan with the advantage of a combined medical and drug coverage. To know more about medicare and to determine your eligibility, you can visit the official government website through this link.
If you are considering about taking an insurance plan from Cigna but do not know which plan will be suitable for you, check out the company’s plan estimator through this link. This is a very useful tool that can analyze your needs and offer the best plans that meets your requirements. The details you will see are for the state of Arizona. You can change through the “Change State” option at the top left side of the website. The considerations for choosing the right health plan include your eligibility, current health, employment status and whether you already are covered under an existing plan.
If you need to know more about the company and its various products, you can call the Cigna customer care center at 1-800-764-4364 anytime from 8AM to 8PM, 7 days a week. Plus, you can also visit the official company website at www.cigna.com